if you have a relative that has USAA, see if you can get into USAA.
USAA is hax. My coworker has an account and he gets his direct deposit for DFAS payroll a day before me. It's not like I need the money, but that's pretty cool.
Yeah USAA is super crazy hax apparently. My buddy is a Navy brat and is in Army ROTC and is always gushing about how awesome USAA is.
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