This forum is in permanent archive mode. Our new active community can be found here.

House Hunting

1192022242530

Comments

  • ...aaaaand we're meeting with our Agent tomorrow to put in an offer. Aaaaaaaaaaahhhhhhhhhh!!!! Shit is getting real.
  • Good luck! Remember you can pretty much come up with any excuse to get out of a offer. You just have to come up with an excuse like the inspection or something..
  • Sure, but we don't want to get out of this one unless something legitimately comes up. I <3 this house. It's the best one we have seen.
  • Good luck! And remember: spackle, sand, wipe, THEN primer and paint.
  • I know, I know, everything is premature until the keys are in our hands - but fuck that, we're getting this house:

    http://www.zillow.com/homes/302-Closson-Rd,-Glenville,-NY-12302_rb/?fromHomePage=true&shouldFireSellPageImplicitClaimGA=false&fromHomePageTab=buy

    Went back and forth until we settled on the amount that was their minimum and our maximum. Stressful, but worth it. Everything is signed on our end - now we wait for them to sign the contract, and we proceed with throwing all the fucking money ever at things.
  • DADDY TWO OVENS

    But why you gotta shit next to the laundry machine?
  • I love that it says it has a view of a mountain but doesn't have the view in the picture :-p otherwise house looks pretty good ^_^
  • Noice, looks great!
  • Apreche said:

    DADDY TWO OVENS

    But why you gotta shit next to the laundry machine?

    I was also not a huge fan of laundry in the shitter, but there are two, so I can deal. We could also possibly look at putting them in the basement, which would make that bathroom less claustrophobic.
  • Apreche said:

    DADDY TWO OVENS

    But why you gotta shit next to the laundry machine?

    I was also not a huge fan of laundry in the shitter, but there are two, so I can deal. We could also possibly look at putting them in the basement, which would make that bathroom less claustrophobic.
    While a good plan in theory, as someone who had to deal with the washer and dryer in the basement, having to carry a laundry basket up and down stairs can be a pain in the ass.
  • On the other hand, shitting in the depths of winter after the dryer has been running for a while would be pleasantly toasty warm.
  • We saw the house when it was negative infinity outside, and the bathroom was pleasantly warm even without the drier!
  • I am officially completely freaking the fuck out.

    Holy shit you guys.
  • Yay, it's ok to freak out. Home buying is crazy stressful. Especially when you think about that giant debt you will be taking on. All the fun expenses you have to take care of and no landlord to fall back on. What if the house is a money hole? So many questions start running through your mind. And than there is the like 50 different pages you have to sign that have a bunch of lawyer munbo jumbo and the fat fees and down-payment.

    But at least not all your money is now disappearing into rent, now it goes to the banks, restate taxes and insurance! Also now you could vote at the founding of our country and you have land that you have Dominion over :-p
  • Cremlian said:

    ...and you have land that you have Dominion over :-p

    No HOA, right???

  • Yeah, rent vs mortgage payment was a big deciding factor. We're paying $1050 a month right now and shit isn't getting fixed (or it's getting fixed shoddily). We could be paying $1500 a month for MUCH more space, acquiring equity, and being able to pay for our own repairs.
    Apreche said:

    Cremlian said:

    ...and you have land that you have Dominion over :-p

    No HOA, right???

    Nah. It's zoned Rural Residential & Agricultural. The houses are too far apart for anyone to bother with a HOA. Plus, I've checked into the zoning to make sure we can have fencing and gardens and chickens and goats.
  • I pay over $1700 a month, and I have only one oven.
  • Apreche said:

    I pay over $1700 a month, and I have only one oven.

    Guess you'll just have to come visit and bake 2x the bread.
  • Please visit and bake all the bread.
  • Please visit and bake all the bread.

    It only takes one oven to make bread. With two ovens you can make bread AND something else siiiiiiimultaneously.
  • edited February 2016
    Apreche said:

    siiiiiiimultaneously.

    Jesus, Scott, I could hear that in my head.

    I am officially completely freaking the fuck out.

    Holy shit you guys.

    Seriously, you two, congrats! Home ownership is amazing and, if you like DIY, it can be so much fun.
    Post edited by Victor Frost on
  • edited February 2016
    We might consider hosting New Years this year, depending on what happens... unless someone else is particularly inclined to hop into the rotation. Then you can play with the ovens.
    Post edited by Nuri on
  • Living room, extra bedrooms, sunroom, basement, garage?

    That's a hell of a party.
  • Contract signed by both parties.

    ...

    Fuck.
  • Keep venting. We weren't joking that this is the most stressful process of your entire life.

    Now that you have a signed contract, your loan officer has moved your mortgage file to the absolute bottom of the stack, only to be looked at again when it is "oh shit, that guy's closing is in a few days isn't it?" Then they will see how many hoops they can get you to jump through.

    May the inspection results be in your favor!
  • The mortgage math is driving me insane, but apparently we can card things that I didn't think we could card. And since we've got 0% APR for the next 12 months, we basically have a giant bucket of cash that we didn't think we had before.

    Confirming all of this with the bank, of course, to make sure it wouldn't crush my debt ratios - but my math says it won't.

    And if that does indeed all work out, financing this thing just became trivial.
  • It is very VERY common to borrow more than the actual house/land cost, and use that money to make initial improvements or cover moving costs.
  • Thankfully, we don't really need to do anything to the house, and I have a large network of friends who owe me big time for helping them move over the years.

    Hint hint.
  • I am officially completely freaking the fuck out.

    Holy shit you guys.

    I remember now that I actually had to double my blood pressure meds while I was buying my house.
  • Mortgage paperwork seemed insurmountable at work.

    Reading it now, I'm like, "Oh. This just makes sense."

    All credit goes to beer.
Sign In or Register to comment.