I'm getting so tired and annoyed with those "Like this photo if you remember this nostalgic bullshit OMG MY CHILDHOOD WAS THE BEST" on Facebook.
I'm beyond tempted to take a picture of underwear with skidmarks and put a caption "Like this photo if you shat your pants as a child: NOSTALGIA IS AWESOME!!" just to troll.
I am agree, but sometimes I see them and I go oh shit! Specifically this one.
There's nothing wrong with nostalgia, just nostalgia that blinds you to new, awesome shit. I had a fuckawesome childhood, but there's a bunch of stuff that's way better now.
Shit man. I wonder what's going to happen with the band?
I don't know. It's such a shame since the band was just getting back together. I know they were making a new record, but who knows how much of it got done. They could probably still finish it and release it if they wanted to, though. As for touring, I doubt that they will play as OTC anymore. Since Circulatory System is basically the same band minus Bill Doss, that seems to suggest that OTC is necessarily Bill + Will Cullen Hart together. My guess is that they'll retire the name, or do one last tour and then retire the name.
On the Chick-fil-A thing, I don't think denying permits to them is at all justifiable. Yes, they donate money to some shitty organizations, and I think private citizens should choose not to eat there because of this.
However, that doesn't justify any government action against them, unless that same government was also taking action against the shitty organizations they're giving money to (such as the Family Research Council).
My company just got a 401K! Anyone have general advice on how not to suck at it? Outside of giving the max the company is going to match.
Do whatever the book says. Choose the aggressive risky loadout because you are young. Also, don't just consider giving the max they will match. Give the max they will let you put in (unless it's unlimited).
My company just got a 401K! Anyone have general advice on how not to suck at it? Outside of giving the max the company is going to match.
The simplest tip I heard is try to stick with index funds, if they are available. It's very rare to find the fund manager who can beat the overall market trends and even if they can, it's pretty much impossible to do it long term. Also, assuming you're about 25-30 or so more years away from retirement, feel free to go extra risky at this point as the markets overall should definitely go up over those 25-30 years. You should gradually become more and more conservative with your investments as you approach retirement, however.
Finally, though this requires some active management on your part (and one I, ashamedly, haven't done anywhere near as often as I should), you should periodically look over your portfolio (quarterly is best) and rebalance your investments. If one particular fund is doing crazy awesome relative to another, it's probably a good idea to take some money from the crazy awesome fund and move it to the less awesome fund to hedge your bets a bit in case the crazy awesome fund crashes and the less awesome fund takes off.
What they said. Normally your company has a lot of good reading material about your 401k and the various funds they offer.
If you don't look at your 401k on a quarterly basis to see how it's doing, that's bad. Make sure you're always making money and your investments are in the proper funds. This is your retirement. You need to learn how to take care of your future.
Also have payroll take out as much as you can possibly afford out of your paycheck.
Just remembered, I put 100% of my money in the "lazy ass" fund. Fidelity has a set of funds based on the year of your retirement. So I put money in the 2050, and they automatically allocate the money as you would for a person retiring in the year 2050. They have funds for 2045, 2050, 2055, 2060, etc. Might increase my contribution though, have to do some maths.
Fidelity is nice that way by having those "lazy ass" funds, although not all 401k plans offer them (one company I worked for did, the other didn't). My current company doesn't do its 401k through Fidelity, so I don't have the same selection of funds, unfortunately.
So, did you ever have that dream where you're standing on a pyramid in sort of... Sun God robes and thousands of naked women are chanting and throwing little pickles at you?
So, did you ever have that dream where you're standing on a pyramid in sort of... Sun God robes and thousands of naked women are chanting and throwing little pickles at you?
Any time you feel compelled to say "I'm not anti-X! In fact, some of my best friends are X, but...", you're probably about to say something stupid and should shut your mouth.
See, that's how I prepend all statistically true racial data. "I don't mean to sound racist, but statistically more black people drown than white people in the US every year." It really confuses both racists and the social justice crowd.
Last time I used it I was relaying a story to my girlfriend about the last time I went to WinCo. Some black lady saw some watermelon seeds and said "Oh Lord, I gotta remember to get some watermelon!" Then another black lady in line bought basically two sets of 12 chicken legs, and a bunch of orange soda. Now I know those are just stereotypes... but c'mon.
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However, that doesn't justify any government action against them, unless that same government was also taking action against the shitty organizations they're giving money to (such as the Family Research Council).
Finally, though this requires some active management on your part (and one I, ashamedly, haven't done anywhere near as often as I should), you should periodically look over your portfolio (quarterly is best) and rebalance your investments. If one particular fund is doing crazy awesome relative to another, it's probably a good idea to take some money from the crazy awesome fund and move it to the less awesome fund to hedge your bets a bit in case the crazy awesome fund crashes and the less awesome fund takes off.
If you don't look at your 401k on a quarterly basis to see how it's doing, that's bad. Make sure you're always making money and your investments are in the proper funds. This is your retirement. You need to learn how to take care of your future.
Also have payroll take out as much as you can possibly afford out of your paycheck.
Last year I did finally roll over all my 401ks from different companies into just one. That makes things a lot easier. Maybe I should check on it now.
"...Phallic symbol...Phallic symbol..."
Last time I used it I was relaying a story to my girlfriend about the last time I went to WinCo. Some black lady saw some watermelon seeds and said "Oh Lord, I gotta remember to get some watermelon!" Then another black lady in line bought basically two sets of 12 chicken legs, and a bunch of orange soda. Now I know those are just stereotypes... but c'mon.